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Best Mortgage Broker Saint John NB
Navigating through the process of purchasing a home and procuring a mortgage to do so can be a stressful experience especially when you don’t have the correct advice at your disposal to make an informed decision. Hiring us as your next mortgage broker Saint John and get the guidance and direction that you need to obtain the right mortgage to buy your dream home.
We Make it happen for Your Financial Needs
Mortgage Pre-Approval
See what you will qualify for before starting to visit homes.
First Time Buyers
Let us guide you through the whole process. From pre qualifying to closing.
Self-Employed
There are many programs for self employed people who may not declare all there income.
New To Canada
Programs available to help new comers buy a home faster.
Investment Properties
Programs available that use much of the income properties generate to help qualify.
Renovations
We can help get the financing you need for that addition or new kitchen.
Mortgage Renewals
You should always get a second opinion before signing a renewal.
Mortgage Refinancing
We can help you with your mortgage refinancing, whether it is to consolidate debt or buy that investment property.
Is It Worth Using a Mortgage Broker Saint John?
You need a broker to buy a home in Saint John because only a local mortgage broker Saint John NB has the expert knowledge and insights that are needed to help you make a property purchase. We provide you with personalized, objective, and unbiased advice on how to obtain a mortgage at a lowest rate of interest that is most suitable for you and for payment terms and conditions that work well for your financial interests. Our services are aimed at helping you to secure mortgage financing at the best rates of interest, and to help you work out payment terms that do not create a burden on your finances.
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Planner App
My Mortgage Planner App gets you access to a wide variety of premiumtools to help plan your mortgage.
Download my Mortgage Planner App
My Mortgage Planner App gets you access to a wide variety of premiumtools to help plan your mortgage.
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How can a Mortgage Broker Saint John help secure lowest rates?
We as a trusted mortgage brokers in Saint John NB, who can connect you with lenders that provide you loans at the most favorable interest rates. We have access to an extensive range of mortgage lenders, who can help you to buy your dream home in Canada without breaking the bank to do so. The rates that are charged by the lenders we connect you with, are far less than any of the the steep interest rates that Canadian banks impose, thereby enabling you to pay back your mortgage with ease, while also enjoying the comfort and convenience of living your best life in your new home.
Why Choose us for Mortgage Broker Saint John NB?
We make the process of acquiring a mortgage in Saint John hassle-free affair for you by taking care of most of the paperwork needed for a mortgage. Our services are also aimed at ensuring that you obtain a mortgage that is easier for you to pay back, by connecting you with lenders who offer flexible terms and conditions at low mortgage rates.
If you are worried about not being able to procure a home loan because of a bad credit history or a related factor, you can count on our mortgage brokers Saint John services to help you overcome these obstacles. We are connected to several B-category lenders, or alternative lenders in Saint John who may be willing to sanction you a loan even though you may not meet the criteria or the requirements that are necessary to be granted a mortgage. By opting for our mortgage services, you can also obtain expert guidance and insights on the type of mortgage that would be most suited to your unique financial situation, thus securing a loan that will be convenient to repay, instead of a long-term financial burden for you to deal with.
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Commonly Asked Questions
Yes, you can get a mortgage with a low credit score in Saint John by using mortgage brokerage services. A mortgage broker will connect you to alternative lenders or B category lenders who will give you a loan despite you having a low credit score.
To apply for a mortgage in Saint John, you need to check your eligibility and select a mortgage broker who can connect you with a lender. The mortgage application has to be completed and submitted with the necessary documentation.
In order, to choose the best mortgage broker in Saint John NB, you must ensure that the mortgage broker is experienced, is associated with a firm of repute, and has an established record of providing quality services to customers, as gauged through client testimonials.
The current mortgage rates in Saint John, NB are estimated to be at 3.64% for a period of 5 years. This is for fixed mortgages. The variable mortgage rate is estimated to be at 4.40% for a 3-year period.
You should consult a local mortgage broker to help you apply for a home loan in Saint John. A local broker will be aware of ongoing mortgage rates in the vicinity where you reside, and can give you the best guidance about loans that are most well suited to your financial condition.
Mortgage brokers in Saint John along with their associated businesses, are licensed and regulated under the Mortgage Brokers Act. This instrument came into force on the 1st of April in 2016.
A mortgage broker is connected to a wide range of lenders, who can offfer you the best or the lowest mortgage rates in Saint John, far lower than what any bank in Canada would agree to.
The minimum down payment requirement for a mortgage in Saint John is 5% for a total value of 500,000 CAD for a property.