Your Friendly
Mortgage Guide.
We’re simplifying and accelerating the home ownership process, making it more accessible for everyone.
Over 50 Top-Rated Lending Partners
We help All people to find their best and dream house from Laks
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with per sonalized loan options that save you time and money.
We make it happen for your need.
Mortgage Pre-Approval
See what you will qualify for before starting to visit homes.
First Time Buyers
Let us guide you through the whole process. From pre qualifying to closing.
Self-Employed
There are many programs for self employed people who may not declare all there income.
New To Canada
Programs available to help new comers buy a home faster.
Investment Properties
Programs available that use much of the income properties generate to help qualify.
Renovations
We can help get the financing you need for that addition or new kitchen.
Mortgage Renewals
You should always get a second opinion before signing a renewal.
Mortgage Refinancing
We can help you with your mortgage refinancing, whether it is to consolidate debt or buy that investment property.
Download my Mortgage
Planner App
My Mortgage Planner App gets you access to a wide variety of premiumtools to help plan your mortgage.
Download my Mortgage Planner App
My Mortgage Planner App gets you access to a wide variety of premiumtools to help plan your mortgage.
Why Choose Us
100 % Transparent
Clients Interest First.
Highlighting Competitive Rates
Professional.
Expert Guidance for Your Mortgage Questions
Whether you're self-employed or have credit concerns, I'm here to assist you.
I provide clear answers and personalized advice to help you make informed decisions.
Commonly Asked Questions
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment. Download my app for several calculators to see if you qualify and for up to date rates.
We offer various mortgage types, including:
- Purchase
- Refinance
- Renewal
- Private mortgage
- Reverse mortagge
- Pre approvals
- Business loan
You can apply online through our secure portal or schedule an appointment with us.
The process usually takes 30-45 days from application to closing, but this can vary based on individual circumstances.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Your payment typically includes principal, interest, property taxes, and homeowners insurance (often referred to as PITI).
Yes, only a % of mortgage amount can be payoff without penalty. Check your specific loan terms for details.
Yes with appointments only.