Construction Loans in New Brunswick

Financing for Residential, Commercial, and Custom Construction Projects

Building a new home or starting a construction project? New Brunswick Mortgage Matters offers construction loan solutions for builders and developers across the province. Whether you're constructing your dream home, developing residential properties, or working on commercial projects, we have financing options to fit your needs.

Who We Help

We work with builders and developers of all sizes in New Brunswick:

Large-scale builders constructing multiple homes per year
Custom home builders specializing in unique, personalized builds
Small builders just starting out in the industry
Homeowners building a custom home on their own lot
Commercial developers working on business and mixed-use properties

No matter the size of your project, we can help you find the right construction financing.

Our Construction Loan Services

We offer a complete range of services to support your construction project:

Credit facility management
Annual partnership planning
Speculative financing
Purchaser mortgages
Draw scheduling
Construction inspections
And more

Our team handles the details so you can focus on building.

How Our Construction Advances Work

We offer financing on both pre-sold and speculative builds. Funds are released at key stages as your construction progresses:

Lock-up Stage (35% to 55% complete)
Receive your first advance when the structure is enclosed.

Drywall Stage (approximately 75% complete)
Receive additional funds as interior work progresses.

Completion Stage (100% complete)
Final advance when the project is finished.

Additional draws may be available with approval, depending on your project and financing arrangement.

Why Builders Choose Us

Competitive construction rates from multiple lenders
Flexible draw schedules to match your project timeline
No front-end fees on many programs
No back-end fees on many programs
Cancellation fees waived with certain mortgage plans
Simple application process to get you started quickly
Personalized service from start to finish

We understand construction projects and work with lenders who specialize in builder financing.

Our Simple Process

Getting started with a construction loan is straightforward:

Contact us to discuss your project
Review your plans and financing needs
Submit your application with our guidance
Get approved and set up your draw schedule
Receive advances as construction progresses
Complete your project with financing in place

We make the application process simple so you can get building.

Finance Your Next Construction Today!

Contact Paul Mangion and the New Brunswick Mortgage Matters team today. We'll help you find the right construction loan for your residential, commercial, or custom build.

Call or email us to get started.

Serving Builders Across New Brunswick

We provide construction loans for projects throughout New Brunswick, including:

Fredericton
Moncton
Saint John
Dieppe
Riverview
Quispamsis
Rothesay
And surrounding communities